• Mortgage, Protect & Insure
  • Oaklands Office Park
  • Hooton Road, Hooton
  • Cheshire
  • CH66 7NZ
  • Tel: 0151 328 5678
  • Fax: 0151 328 5679

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Buy to Let, or Let to Buy!!??

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Investing in bricks & mortar?  Looking for capital growth, or an on-going income stream?

Desperate to move home, but can't sell your present property?

Whether it's Buy to Let, or Let to Buy successful investment requires care, planning and advice on the best buys from all the major UK lenders.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: -

- No fee.  We will receive commission from the lender when your mortgage completes.

Or

- A fee.  A fee of typically £580 payable on completion of your mortgage.  Any commission received from the lender will be refunded to you.

Or

- A combination of a fee & commission.  A fee of typically £280 payable on completion of your mortgage   In addition we may receive commission from the lender.

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Buy to Let, or Let to Buy . . . what's the difference?

As a private investor, a Buy to Let mortgage enables you to purchase property to rent out.  Rent paid by your tenants creates an income to offset the costs of your Buy to Let mortgage.  Successful investment provides the potential for a long term income stream, and capital growth.

A Let to Buy arrangement allows you to rent out your present home and use the rental income to cover any outstanding mortgage payments.  Your new home is bought using a deposit (often created by increasing your present mortgage) with the balance raised as a 2nd mortgage on the property to be purchased. 

Let to buy can be the solution when you are desperate to move, but can't sell your present property.

The FSA do not regulate all forms of Buy to Let mortgages.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: -

- No fee.  We will receive commission from the lender when your mortgage completes.

Or

- A fee.  A fee of typically £580 payable on completion of your mortgage.  Any commission received from the lender will be refunded to you.

Or

- A combination of a fee & commission.  A fee of typically £280 payable on completion of your mortgage   In addition we may receive commission from the lender.

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